Insurance Policy & Guidelines
How does orthodontic insurance work?
There are many different agreements between insurance carriers and their subscribers, and each contract provides a different benefit. Orthodontic insurance generally differs from regular dental insurance in that each insured individual usually has a lifetime maximum benefit for orthodontic services. This benefit is paid as a percentage of the orthodontic fee. This fee includes all diagnostic planning costs as well as treatmetn costs until the benefit maximum has been reached. Charges for lost or broken appliances may not be covered by insurance.
How does this office assist you with insurance?
Please complete the insured or employee portion of your form and sign where indicated.
We are unable to render services on the assumption that our charges will be paid by an insurance carrier. For your convenience, however, we will accept payments from your insurance company assigned to us by the insured. Such payments will be credited to your account. Any unpaid balance will become the responsibility of the insured.
If your insurance carrier provides a form for verification of continuing treatment, we will gladly complete the signature portion and submit the forms as needed.
In order to accommodate all of our patient's insurance needs, only one insurance policy may be excepted.
Payment Options
Ability to pay is of deep concern to many dental patients. We share your concern and are prepared to offer you a number of payment options.
A 7% accounting adjustment is allowed when fees in excess of $2,000 are paid in full by cash or check on the day that treatment is presented, or in advance of scheduling the appointment.
We accept most major credit cards, including Visa, MasterCard, Discover, and Orthodontist Fee Plan.
